Are you planning to churn out a risk response plan with a comprehensive insurance policy? Here are a few important points that would help you understand why choosing a liability insurance cover is so beneficial. Take a look and live our life to the fullest by buying a 360 degree cover for your finances.

general liability insurance quote
Liability insurance might sound a little new to many investors. In fact, people are still in two minds about whether they need it or not. The answer is always in positive. A general liability insuarnce is a comprehensive financial cover for every car or two-wheeler owner. On and off road, there are thousands of  potential risks that could make your personal finances upside down. In order to pay third party damage or compensate third loss due to death or bodily injuries, this plan is of great help.

Here's You find All About Liability Insurance-

Key Highlights-
  • Support Round The Clock: To safeguard your finances during emergencies, you need a dedicated support team that helps claim benefits on time. This insurance plan helps reap benefits at the right time and all you need to do is to talk the experts and find a solution provider that helps an insured at anytime.
  • Helps Save Time: With the advent and rising popularity of digital platforms, every buyer now saves time by doing a research online, comparing plans and paying the premiums on time online. It simply saves time and cuts the lengthy process short.
  • Own A Policy Instant: The time gap between buying a cover and the time for a valid coverage starts at a time if one buys a plan online. Moreover, a buyer can always own a policy within a wink this way.
Features-
A comprehensive business liability insurance offers two types of covers. One is for meeting third party liability and the second one is for the owner-driver personal cover.

This plan covers losses both in terms of death and damage to property of a third party that involves a vehicle insured. Any bodily injury or third party injury, death or damage to third party vehicles- every small risk is covered with a  plan for liability management.

There is another cover available to owners or drivers of a vehicle that is covered with a general liability insurance. It offers a mandatory cover of INR 2 Lakhs for the owner-driver in case the vehicle is privately owned. In case of a business vehicle, the cover of INR 1 Lakh that covers death due to accidents or any permanent disability.

Exclusions-
Any claim that arises out of any contractual liability is not covered under this plan. Death or bodily injuries due to or in course of employment, is not cover under this plan either. Any person who dies or sustain injuries while dealing in nuclear weapons can't claim any benefit from this plan.

The Bottom Line-
In order to get the best liability insurance policy, all you need to do is to compare general liability insurance quotes and choose one that best suits your pocket. Moreover, there are many brands that offer this type of insurance these days. This is why you get a plan of this type at competitive rates. And there's another side to the coin- due to the skyrocketed competitions the coverage has become more comprehensive, cost-effective and on time.

Do a research online today and stay covered all the time. With a liability cover plan, you can now simply drive your life with complete peace of mind.

About The Author:
Sahil Doshi is a finance writer and has been writing on topics related to Insurance, that help buyers to choose better policy for them. He offers original case studies, stats and solutions through his writings. In this article he focuses on benefits of a liability insurance policy. For details visit: www.hdfcergo.com/commercial-insurance/CGL.html.

IIT JEE Preparation can be difficult, considering the vast syllabus and tricky problems. It consumes approximately one’s entire day to prepare for this highly competitive exam. Despite giving so much, some aspirants fail to perform as per their expectation in the test. What could be the reason?


The real reason could be either lack of sleep, poor time management practice, poorly drafted study plan or any other reason. While you prepare day and night for this exam, it is very important to pay attention to certain don’ts while studying for JEE.

Here We List Down Certain Points That Every Engineering Aspirant Must Avoid While Preparing For IIT JEE 2015-

Don’t Stay Up at Night:
At least 8 hours of sleep is necessary to stay fit, fresh and focused. An appropriate amount of sleep helps your mind function properly and grasp anything that you learn during the entire day. Research shows that a fresh and active candidate covers entire syllabus as compared to sleep deprived aspirants.

Don’t be Over Ambitious:
Generally during the initial days of the JEE Preparation, most students create a study plan for 10-12 hours of the day. Before you create a study plan, don’t forget to be practical i.e. think about how many hours you’ll actually study. Make plans you will seriously follow and not one that go into dustbin after a few days of trail.

Don’t Just Cram:
This is what most candidates do while preparing for Joint Entrance Examination. Ideally, this is not the best practice. Since when we just mug up, the chances of forgetting things increase. Make short summary notes, formula sheets and tables to remember important points better. Short notes are always a good studying tool especially a few days before the exam.

Don’t be Unstructured:
Before you start preparation, always make a JEE study plan. Planned things always fetch traceable and desired results. The more disorganized you are, the more confused you’ll get while preparing. Hence, make a plan and follow it religiously to complete your syllabus on time.

Don’t Get Lost in World of Books:
It is very important when it comes to planning and preparing for JEE. Always remember, there is also a world outside JEE. Try to take study break and freshen up your mind. When you go for a movie or hangout with friends, do not ever discuss about studies or books.

Don’t Panic:
Generally, candidates panic a few days before the exam and ruin their days. Stop panicking. You have studied all that you could and what was in your capacity. There is no point in getting worried during the exam. Stay calm and revise as much as you can for better result.

Conclusion:
Nobody can actually tell you what to study and how to study. You are the best person to decide that. But the above points could help streamline your exam preparation and score well in IIT JEE 2015 test.

All the best!

About The Author:
Rohan is an evangelist at Plancess, he works closely with the team of in-house IITians. His interaction with numerous JEE aspirants gives him a good understanding of the challenges faced by them. He contributes to the JEE Tips & IITian Life sections, on the JEE Mag, to bring you study strategies, JEE tips and motivational stories of IITians!

In a couple of years, many people have struggled traveling to India to enjoy their holiday especially those who do not have information on what they should expect when visiting to this amazing country. Through this, many have had problems when traveling to this beautiful country during their holiday.

Here are the 5 tips for those Who are Planning to Visit India for the First Time:

1. Know the Weather Conditions of India-
Before traveling to India for the first time, you must do your research on the internet on the weather conditions before making a decision of the place where you would like to visit during your tour. Depending on the expected weather conditions in India, you should make that informed choice of the places to visit and depending on the weather conditions that you can adapt to once you get there. You should never visit India for the first time if you do not know the weather conditions of what you need to expect.

2. You Should have an Idea on Cost of Vacation-
You need to make a plan of the amount of money that you will spend once you get to India. How do you do this? You need to ensure that you research on the Indian market on cost of living before you make your choice of the place where you would like to visit. Through the process, you will find ideas of the amount of money that you need to enable to visit the country during your holiday. You should never visit India when you have no information about the amount of money that you will spend when you get there.

3. Know The Tourists Attractions That You Would Like to Visit-
It is a good idea to select the tourist's attractions that you would like to visit in advance to know the amount of money that you will spend once you get there. In the process, you will find ways of making adjustments depending on your budget to meet the amount of money that you have. By the end, this should help you to operate within your budget when you are visiting the amazing country of India.

4. Book Hotel in Advance-
Most of the people sometimes make mistakes of not booking hotels in India and waiting until the prices shoot up before booking a hotel. You should always remember to book your hotel in advance to enable you to get the best deals that exists within the market. Through this, you will save on the amount of money that you should spend in this process.

5. Use the Services of Tour Agents Within the Indian Market-
You need to use the services of tour guides within the Indian Market if you do not have an idea on what you can do when traveling to India for the first time. Through their help, they will always enable you to get the best when looking for the ways to reduce the cost and at the same time you will be having the best times within India.

Before you travel to India, apart from implementing the above tips you need to ensure that you should have an Indian visa to enable you to enjoy what the country offers to the whole world.

About The Author:
Ruby Andrew, an avid reader and blogger and author by profession lives in Bristol, UK. Since her early years she’s had a passion for writing. As a writer, she could pen down on any topic that come across. Her areas of interest are Travelling, Fashion, and Lifestyle. She works as a guest blogger for different sites and currently writes on behalf of Indian visa.
Now get a certification in aviation program in India and build the pathway to aviation courses. But make sure the institute imparting the degree is approved by DGCA. Read on to know more the reason behind the significance of DGCA approved course.


Want to start a career in aviation? Everyone dreams of flying high by building a career in aviation industry. However it's very important to get a certified degree from a DGCA academy in India. A number of DGCA approved courses in aviation has been started by many institutes in India. The Directorate General of Civil Aviation (DGCA) is the Indian governmental regulatory body for civil aviation under the Ministry of Civil Aviation. This directorate investigates aviation accidents and incidents.

Aviation is the practical aspect or art of aeronautics, being the design, development, production, operation, and use of aircraft, especially heavier than aircraft. Today more than hundreds of pilots are being trained in various academies across the country. This academies offer a wide range of DGCA approved courses which a pilot must undergo as part of the curriculum and earn he certificate of being a established pilot.

There are a Wide Variety of Aviation Courses That are Offered:
• Civil Aviation
• Air Transport
• General Aviation
• Defense Aviation

The objective behind DGCA approved courses is to train young pilots and help them learn about the various aspects of flying skills. Through full fledged training, integrated pioneer fleet, and aviation experts with DGCA certification students are offered a coherent tailored aviation program. Now be a part of this certified program by DGCA to make a prosperous career in aviation.

The Two Types of DGCA Approvals that are Given to the Academies Imparting an Aviation Degree as as Follows:
1. Flying Training School Certification:
Civil Aviation Requirements Section 7 Series 'D' Part I slates the various requisites and processes pertaining to various constituents such as infrastructure, procedures and manpower for issuing approvals for undertaking flying training activities for pilots for the issue of licenses.

2. AME Training School:
Civil Aviation Requirements Section 2 Series 'E' Part VIII slates the various requisites and processes pertaining to various constituents such as infrastructure, procedures and manpower for issuing approvals for undertaking flying training activities for engineers for issue of licenses.

A flight training course approved by the DGCA authority makes sure that all these requirements are met once a pilot complete his flight training course. In order to become a commercial pilot, it is very important to enroll in an institute whose courses are approved by this authority. Once the DGCA approved training course is completed, a pilot can start off as a trainee pilot. The training period is set somewhere around for a period of 12 months.

After completing the time frame, the candidate is appointed as a pilot or otherwise termed as the first officer on board. A pilot is often known as the 'copilot' in aviation terminology. The first officer upgrades themselves with time, under the designation of commander/captain depending on their superiority. Commercial pilots are entitled to lucrative remuneration as well as perks like lodging and boarding, concessional tickets for their family members and conveyance facilities. Depending on their designation, commercial pilots are permitted to lots of allowances. With the unimaginable growth and development of the Indian aviation industry, one can easily gauge the fact that commercial pilot training has bountiful of opportunities in this country.

Comprehensive DGCA approved training courses include the following introductory lessons, private light lessons, solo flight lessons, commercial pilot's license, single engine and multi-engine training along with instructor's ratings.

About The Author:
Chimes Avaition Academy was formally launched at Dhana (Sagar/Madhya Pradesh) in June 2008, is one of leading DGCA approved academy in India, offering DGCA approved courses.

Most of us have experienced the impeccable meal service on airlines. The quality of food is really top class being delicious and safe. Now those who travel by train also wish the food on trains be at least a fraction of good as much as that on flights.


The airlines hire the service of only the best vendors so their food is of top quality. The menu of rail food is boring, tasteless and insipid. Some prefer not to eat than consume the food offered on railways. This is especially the case with pantry car catering on long distance trains.

Food stalls on railway stations offer slightly better tasting food, but there are two problems. One is that the `conditions on stations might be unhygienic with contaminated water and the scourge of flies and insects. The vendors at stations use unwanted waste material to prepare meals so as to cut down cost and hoodwink customers. The second is that train may not stop as stations for sufficient time to purchase food items.

The question befuddling everyone is why IRCTC and Indian Railways are unable to provide quality food to passengers. Why can’t it function efficiently like airplane food? Why is it impossible for the largest rail network in the world (Indian Railways) to feed its passengers? Compare this to airlines where food is charged exorbitantly, but still has many takers as food is delicious and of high quality. The bottom-line is that if the food is good, it will sell.

Now, there is good news. Recently the private companies have found a means to improve food availability on trains. Several private operators, like Travelkhana.com, provide food delivery on seat by taking online and phone orders. These operators have tied up with over 200 restaurants with local restaurants of stations across India.

On seat delivery of food is made available at no extra cost. For placing g orders, one must access the site www.travelkhana.com or ring up the helpline number available at the site. You must furnish details like train number, coach, berth number, etc. The passenger can choose from an amazing variety of food choice   to be served by various vendors of the site. The site currently serves 2000 trains plying daily in India.

The food is packed well ensuring it reaches you with no spillage or damage. The food arrives hot and fresh and tastes good. If the train is exceedingly late, the order gets cancelled automatically. Hence, it is a no trouble- no fuss way of eating during a long distance journey. The food gets delivered to your seat and you have the option of cash on delivery provided you keep change ready to pay.

Thus, the good news is that airline like service of catering has arrived on Indian Railways. Even for moderate price, the ordinary passenger can have access to good food like good lunch on train. The good news is that PNR status enquiry service of www.travelkhana.com is also linked to IRCTC. You can track the Passenger Name Record number (PNR indicating bookings status) just like tracking your meal order with www.travelkhana.com.

Author Bio:
Jyoti Rana is a freelance journalist. Her areas of interest are sports, leisure and travel. She has travelled extensively by Indian Railways. She contributes tips and articles on travel by the Great Indian Railways to websites like http://foodintrain.in .